Why is my Budget over when my trips aren't?

If you have multiple trips and each of their individual budgets are on target, but your Budget tab worksheet shows that your spending is over in one or more categories, this could be related to a canceled trip or transactions with no trip assigned.

When you assign spending to a trip, they appear on the trip budget as expenses. If you set budget amounts as limits, you can track when you overspend. The Budget tab works in a similar way when you select the Travel only worksheet view. The main difference is that the Budget tab doesn't care if the transactions assigned to a category marked as a travel-related, belong to an active trip or not.

For example, if you have a category named "Travel" that is marked as travel-related. You can use that as a category for your flight payments and the trip assigned to that transaction will record that as a trip expense on its budget. If you use the "Travel" category on a transaction that isn't assigned a trip, it will still show on the Budget tab as an expense under "Travel" without showing up on any individual trip budget.

Canceled trips and transactions

Voyage Vault doesn't delete or ignore transactions assigned to a trip that has been marked as canceled. You have to delete those transactions manually.

There's a valid reason for this: If you prepaid for a hotel then canceled that reservation and the trip, the money you spent still exists as a transaction. You may be waiting for a refund, which will be a transaction assigned to the same category with Refund charge toggled on.